Retirement Planning & Superannuation
Retirement is the point in your life when time is no longer money. It’s one of life’s biggest events and we need to start preparing for it early on.
Put simply, we want to make sure that the answer to these two questions are the same; When do I want to retire? And when can I retire?
Do you have enough super to retire?
At least 9.5% of the income you earn during your entire working life goes into superannuation. That’s a lot. Chances are it’s going to be the largest investment asset you have come retirement.
We get it, for many of us retirement is years, even decades away so we can probably excuse ourselves if we’ve been focusing on more present issues. But this is your money, so it’s important to get it right.
Do you have multiple accounts from previous jobs?
Are you in the right fund?
Are you in the right investment option in that fund?
It’s hard to know where to start, there are so many options out there. We’re here to help you work through them.
We’ll work with you to develop an adaptable superannuation strategy that makes sense for your situation now and continues to into the future.
Ensuring our clients reach their retirement goals
When you want to retire is up to you. Some people can’t see themselves ever fully stopping work while others don’t want to work one day more than they have to.
When you can retire is a question that we can help you answer. A good retirement plan will make sure that all aspects of your finances are working together in order to help you achieve that goal.
Once that strategy is formulated, we can provide you with detailed retirement projections to give you an accurate idea of when you can retire and maintain your desired lifestyle throughout.
Strategic asset selection
Income streams in retirement
Transition to Retirement
Personal insurance needs
Self-managed superannuation fund
Areas we can assist
Tax effective structuring of resources
Requirements for a comfortable retirement
Why work with us?
Proactive and impartial advice
Active superannuation management
Transparent and high-level reporting
Ongoing Investment support
Ontrack retirement software
Ethical investment options