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Loan Repayment Calculator

Our free online Loan Repayment Calculator can help you estimate the minimum amount of repayments for a specific borrowing term, so you can plan your finance accordingly.

Use our home loan repayment calculator tool to estimate the real cost of a loan or mortgage and determine the payments needed to pay it off. Simply enter information including:

  • Loan term and amount

  • Interest rate

  • Payment frequency

  • Repayment type (principal and/or interest (P&I), which includes the interest charges for the period plus an amount applied to the amortisation of the principal balance. Alternatively, you can see the calculation for repaying interest only. 


Choose weekly, fortnightly or monthly payment frequency, and in a matter of seconds, you will see the total cost of the interest payable and the estimated repayment amount.
Please note that these calculations are estimates based on your entered data and should not be solely relied upon.
You are always welcome to contact us for more precise lending advice. 

ActOn Wealth is a privately owned boutique financial planning firm in Melbourne. Our number one focus is our clients. We strive to provide an exceptional service to help you achieve financial security and prosperity.
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