Financial Planning & Investing in Your 30’s
How One Young Couple Got Ahead Finance in your 30s – one couple’s common scenario In their early 30s, Melbourne…
Over 4.4 million Australians currently live with a disability. They lead meaningful lives, raising families, working, and contributing to local communities. However, these Australians face unique financial challenges that can significantly affect them and their families. While Australia has support systems like the National Disability Insurance Scheme (NDIS) and Disability Support Pension (DSP), managing finances with a disability often requires careful planning and understanding of various resources and options available.
ActOn Wealth’s financial advisors in Melbourne empower Australians with disabilities and their families to build strong financial futures through personalised strategies that maximise support and independence.
Get ahead with tailored financial advice that understands your needs. Contact us for a no-cost, no-obligation initial meeting.
https://pwd.org.au/wp-content/uploads/2021/12/PWDA-Language-Guide-v2-2021.pdf
If you face any of these barriers, we’re here to help you overcome them and build a stronger financial future.
Medical care and treatment, installing universal design features at home, transport adaptations, and ongoing medical care and support all come at a cost.
Understanding your eligibility for certain financial benefits, managing pension requirements and navigating schemes such as NDIS can be overwhelming.
According to the Australian Institute of Welfare, more than a third of people with a disability are not satisfied with their financial position (compared to 14% without a disability).
ActOn Wealth delivers comprehensive financial services for people with disabilities. Our expertise in the following areas can help to transform your financial future.
Everyone has bills to pay, forms to fill out and financial commitments to honour, but you have more than your fair share. An easy-to-implement, realistic cashflow and budget provides you with a strong financial base from which you can build. When you get this right, everything else flows. And we have just the expert financial advisors to help you make it happen.
Navigating the complex landscape of disability support can be daunting, with numerous programs like NDIS, DSP, Centrelink benefits, and disability grants. Our specialist financial planners are dedicated to cutting through bureaucratic red tape, helping you identify and access the most relevant funding and support options tailored to your unique circumstances.
Whether you’re the relative of a person with a disability or someone with a disability, estate planning with trusts is very important and should not be overlooked. Too many Australians make the mistake of believing this can all somehow magically sort itself out once they have died. Putting a plan in place now ensures peace of mind that everyone will be cared for and looked after as intended.
ActOn Wealth is passionate about transforming the financial futures of Australians with disabilities and their families.
Personalised Financial Goals Made for You
We develop tailored strategies that secure your immediate needs and build lasting financial independence. Our expert team understands your unique challenges and helps you navigate complex support systems while maximising your resources.
Operating Our Own AFSL
We’re a boutique Melbourne financial planning firm with its own Australian Financial Services Licence (AFSL). This means we are not aligned or owned by third parties. Our advice is based on what’s best for you and nobody else.
Empowering Through Financial Literacy
ActOn Wealth financial planners don’t simply advise—we take you on an empowering journey that improves your financial literacy. Understanding what, why, and how helps you gain control and agency over your financial affairs.
Meeting the Clan
We also understand this may be a family-wide approach, and we welcome a meeting with you and your family members.
We’re Ready to Help You Get Ahead
Financial planning for people with disabilities requires a rigorous understanding of the available schemes, benefits, and tax relief options. It calls for respectful, empathetic professionals committed to leaving no stone unturned to devise a robust, successful financial plan that works now and well into the future.
It’s time your finances thrived - find out how we can help make that happen.
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You’ve clearly made solid progress in building a strong financial foundation. You’re either actively investing, managing your debt, or planning for the future with a great level of intention.
Still, there’s always room for refinement — whether that’s maximising tax efficiency, reviewing your investment strategy, or preparing for big life events like retirement, children’s education or legacy planning.
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You’ve already laid some important groundwork — maybe you’ve started investing, built up super, or set financial goals. That’s fantastic progress.
With a few adjustments, clearer strategies, and some expert support, you could move from financial confidence to real financial empowerment.
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You’re not alone — many Australians feel unsure about where to start. If you’re feeling disorganised, unsure, or worried about the future, now’s the time to take control.
Working with a financial adviser isn’t just for the wealthy — it’s for anyone who wants clarity, confidence, and a roadmap forward.
No matter your score, ActOn Wealth can support you with clear, strategic advice to help you take control of your financial future. Whether it’s optimising your super, reducing tax, planning for retirement or aligning investments with your values – we’re here to help.