How to Choose the Right Financial Adviser For You
A financial adviser can be life-changing. Not only can they simplify complex financial decisions and help you achieve specific lifestyle…
As charming and helpful as they are, real estate agents ultimately represent the vendor's interests, not yours. So, in a market where the odds are typically stacked against the buyer, who’s looking after yours?
Property financial planning and mortgage lenders, ActOn Wealth has emerged as a leading Melbourne investment property advocate. We combine expertise in financial planning, mortgage broking, and market analysis. Unlike traditional buyer advocates, our comprehensive approach integrates your financial goals with property selection, ensuring alignment with your long-term wealth strategy.
Your financial future depends on making the right property decision. Ensure Australia's most financially savvy property advocates are behind you. Call us today for a no-obligation, no-cost initial meeting.
Our buyers' advocates support clients from initial consultation to keys in hand, helping them avoid real estate traps and find the best possible investment for their goals. If you’re looking for a buyer’s agent who knows the market inside and out, is privy to investment opportunities before they even hit the market, and has exceptional financial knowledge, ActOn Wealth is here for you. Our buyer advocacy services include:
Search for and shortlist the best property investments as per your brief.
Scrutinise and advise on the property’s financial, building and planning status.
Inspect and appraise properties and off-the-plan developments.
Professional bidding at your auction.
Negotiate with real estate agents on your behalf.
Consider your investment in line with your broader financial planning goals.
Secure the best possible price for your property purchase.
It’s Simple with the Right Property Advocate by Your Side
Fact-Finding Mission
Our buyer agents meet you virtually or in person and go through a series of questions to help us fully understand what kind of investment you’re after. We take this information to our expert Property Team, who then scour the market (including available real estate that has yet to hit the market) for properties and locations as per your budget and brief.
Curating Your Property Targets
Our team has been busy. We’ve leveraged all relevant contacts in our network, uncovered a significant portion of investments not yet released, refined the opportunities already on the market, and pulled together a list of targets. We assess each option before presenting, and work through them with you to further refine. Now we’re ready.
Inspections Begin
Our team physically inspects all properties remaining on the list of targets. We leave no stone unturned to discover everything you need to know about each option. We work to strict criteria based on your brief and goals, providing a rated assessment and, ultimately, a shortlist of investment recommendations.
Due Diligence
Here’s where many investors can come unstuck, but not with ActOn Wealth by their side. We near-forensically examine your shortlist and conduct all due diligence possible, including building and pest inspections, town planners, surveyors, and architects. As fully licensed financial planners and mortgage brokers, we’re well-placed to examine sales data, capital appreciation, market value and more. Once we are satisfied that your shortlist has been thoroughly vetted, we will organise for you to inspect each property.
Negotiations
This is where we really shine. We combine our knowledge, research and network to develop a stellar game plan and negotiate the best possible deal for you. We know this is a crucial stage, and we will stop at nothing less than the best price and settlement terms. We’ll also bid on your behalf if you require.
Settlement
We’ve secured a sensational deal, now comes the red tape of settling. Our support continues as we connect with your conveyancer and guide a smooth settlement. Leave the final inspection to us - we will scrutinise every detail. We’ll also recommend the best leasing agent and deal so your investment property begins generating income as soon as possible.
Fully qualified financial planners and mortgage brokers.
Exceptional market research and financial modelling.
Inside-out knowledge of the Melbourne property market.
Potential access to off-market and pre-listing investment opportunities.
Auction and negotiation experts.
Start-to-finish support.
Wealth creation advisors who align your investment with broader financial goals.
These Property Experts Know How to Find Your Next High-Performing Investment
A buyer advocate in Melbourne is a licensed professional who works exclusively for property buyers. They help you find the right property, make smart decisions, and negotiate a great deal, whether it’s your next home or an investment. Unlike a real estate agent, who works for the seller, buyer advocates are completely on your side from start to finish.
Yes, a good buyer’s advocate can save you time, money, and headaches. They know the market, understand what properties are worth, and can spot red flags a mile away. They often help clients buy for less than they would on their own and avoid costly mistakes. Having someone in your corner can make all the difference when making such a big decision.
ActOn Wealth charges an associated fixed fee, which depends on the client and their buying budget. Contact our professionals for a tailored quote.
There is little difference between a property buyer’s advocate and an agent. Both are licensed professionals who work exclusively for the buyer, helping you find the right property, undertake due diligence, and negotiate the best deal. The term ‘buyer’s advocate’ tends to emphasise the advisory aspect: someone in your corner to guide you through the process, not just do the legwork. Whether you call them agents or advocates their role ensures you buy the right property with confidence.
The key difference comes down to who they're working for. The seller appoints a real estate agent to get the best price for their sale. If you’re keen to purchase, you appoint a buyer’s advocate to look after your interests. This professional helps you find the right property, assess its value, and negotiate the best terms. In short, one is trying to sell you something, the other is making sure you're buying the right thing at the right price.
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You’ve clearly made solid progress in building a strong financial foundation. You’re either actively investing, managing your debt, or planning for the future with a great level of intention.
Still, there’s always room for refinement — whether that’s maximising tax efficiency, reviewing your investment strategy, or preparing for big life events like retirement, children’s education or legacy planning.
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You’ve already laid some important groundwork — maybe you’ve started investing, built up super, or set financial goals. That’s fantastic progress.
With a few adjustments, clearer strategies, and some expert support, you could move from financial confidence to real financial empowerment.
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You’re not alone — many Australians feel unsure about where to start. If you’re feeling disorganised, unsure, or worried about the future, now’s the time to take control.
Working with a financial adviser isn’t just for the wealthy — it’s for anyone who wants clarity, confidence, and a roadmap forward.
No matter your score, ActOn Wealth can support you with clear, strategic advice to help you take control of your financial future. Whether it’s optimising your super, reducing tax, planning for retirement or aligning investments with your values – we’re here to help.