
Running a small business or start-up is a rewarding but demanding undertaking. As the owner, you’re responsible for every aspect, including complex financial management. ActOn Wealth’s Melbourne financial planners specialise in helping small business owners create strong financial strategies for sustainable success. Whether you’re confident with numbers or find a Profit & Loss statement daunting, we’re here to simplify the process and support stable, long-term growth. Focus on building your business while we ensure your finances are expertly managed.
Make a smart investment - appoint a financial advisor for small business.
Our holistic financial advice for entrepreneurs and small business owners extends across several specialist areas:
The first step towards business success is an audit. We explore your business strengths, weaknesses, opportunities, and threats, and benchmark you against the competition. We examine your cash flow and budget before devising a solid business plan that will serve as your financial blueprint.
It is wise to prepare for the unwanted, unlikely and unfortunate. By this, we mean establishing risk protection insurance that covers all scenarios. These include, in particular, being unable to run your business and safeguarding personal assets from business risk.
Knowing your financial goals and appetite for risk sets the scene for business investment strategies. Diversifying your assets through investments can be a solid way to mitigate risk, create tax-effective strategies, manage cash flow, and help prepare for the unexpected.
Managing your business's superannuation (and employee contributions) is a critical part of financial planning for entrepreneurs, start-ups, and SMEs. Many of our clients look to self-managed super funds for optimal control over their life savings and to implement sophisticated tax reduction strategies.
Tax in Australia is often viewed with cynicism and trepidation. Our tax accountant specialists like to approach it as another opportunity for growth. It’s important to meet your tax obligations, but we also want to take advantage of every business concession and maximise your tax savings and benefits.
Prosperous golden years require meticulous retirement planning from early on. Whether you want to prepare the business for sale or progressively hand over management, it’s essential to start the way you want to finish and keep succession top of mind.
Our professional financial advice for business owners helps you achieve what you’ve always known was possible.
ActOn Wealth understands small business because that’s exactly what we are. We genuinely know how much energy and hours you pour into your company, and we want to help it succeed. Contact us today and see how we can focus on your finances and free you up.
Financial advice for small business owners that leads to big outcomes.
A financial planner can be transformative for businesses, offering holistic and comprehensive support across key financial areas. They establish robust financial strategies tailored to business goals, optimise cash flow management, and mitigate risks to protect the business and its financial health. Experienced tax planning maximises deductions and credits while minimising liabilities, ensuring greater profitability.
Financial planners also provide investment guidance, specialist superannuation advice, and assist in maintaining Australian Taxation Office and regulatory compliance. By saving clients time and streamlining complex processes, financial advice enables business owners and leaders to focus on growth and sustainability.
All ActOn Wealth financial planners are fully qualified with the necessary tertiary degrees, have passed the Australian financial planning exam, and maintain at least 40 hours of Continuing Professional Development (CPD) throughout the year. As a company, we hold our own Australian Financial Services Licence (AFSL) issued by the Australian Securities and Investments Commission (ASIC).
In addition, we are ourselves a small business, which gives us an innate understanding of and appreciation for the challenges and opportunities experienced by Australian SMEs.
Financial advisors provide specialist advice on products and services to help clients achieve their financial goals. Business advisors help companies improve operational efficiencies, streamline processes, and grow your business.