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Financial Advice for Business Owners Melbourne

Small Business Financial Advisors Who Want You to Succeed

Running a small business or start-up is a rewarding but demanding undertaking. As the owner, you’re responsible for every aspect, including complex financial management. ActOn Wealth’s Melbourne financial planners specialise in helping small business owners create strong financial strategies for sustainable success. Whether you’re confident with numbers or find a Profit & Loss statement daunting, we’re here to simplify the process and support stable, long-term growth. Focus on building your business while we ensure your finances are expertly managed.

Give yourself the best chance of success with the right small business financial advisor.
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How You Benefit from Professional Financial Planning for Business

  • Responsibilities are shared - the onus is not on you alone. 
  • Regulations can be complex and ever-changing - it’s our job to know the latest. 
  • Sound financial management requires time and fastidious attention to detailwe deliver both so you have a better work/life balance
  • Specialist, impartial advice is essential - we’re a boutique financial advisory firm and a small business. We have an in-depth understanding of both worlds. 
  • Don’t just stay afloatget ahead. It can be hard to work on the business when you’re working so hard in the business. We do the heavy lifting to free you up. 
  • A solid financial plan for business helps respond to market volatility, anticipate surprise operating expenses, and navigate risk. 

Make a smart investment - appoint a financial advisor for small business.

Help With Business Finance - Our Professional Services

Our holistic financial advice for entrepreneurs and small business owners extends across several specialist areas: 

Cashflow, Budget and Business Plan

The first step towards business success is an audit. We explore your business strengths, weaknesses, opportunities, and threats, and benchmark you against the competition. We examine your cash flow and budget before devising a solid business plan that will serve as your financial blueprint.

Risk Management and Insurance

It is wise to prepare for the unwanted, unlikely and unfortunate. By this, we mean establishing risk protection insurance that covers all scenarios. These include, in particular, being unable to run your business and safeguarding personal assets from business risk. 

Investment Advice

Knowing your financial goals and appetite for risk sets the scene for business investment strategies. Diversifying your assets through investments can be a solid way to mitigate risk, create tax-effective strategies, manage cash flow, and help prepare for the unexpected.

Superannuation and SMSFs

Managing your business's superannuation (and employee contributions) is a critical part of financial planning for entrepreneurs, start-ups, and SMEs. Many of our clients look to self-managed super funds for optimal control over their life savings and to implement sophisticated tax reduction strategies.    

Taxation Planning and Strategies

Tax in Australia is often viewed with cynicism and trepidation. Our tax accountant specialists like to approach it as another opportunity for growth. It’s important to meet your tax obligations, but we also want to take advantage of every business concession and maximise your tax savings and benefits.

Succession Planning and Exit Strategies

Prosperous golden years require meticulous retirement planning from early on. Whether you want to prepare the business for sale or progressively hand over management, it’s essential to start the way you want to finish and keep succession top of mind.

Our professional financial advice for business owners helps you achieve what you’ve always known was possible. 

Contact a Specialist Small Business Financial Advisor

ActOn Wealth understands small business because that’s exactly what we are. We genuinely know how much energy and hours you pour into your company, and we want to help it succeed. Contact us today and see how we can focus on your finances and free you up. 

Financial advice for small business owners that leads to big outcomes. 

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Frequently asked questions

A financial planner can be transformative for businesses, offering holistic and comprehensive support across key financial areas. They establish robust financial strategies tailored to business goals, optimise cash flow management, and mitigate risks to protect the business and its financial health. Experienced tax planning maximises deductions and credits while minimising liabilities, ensuring greater profitability. 

Financial planners also provide investment guidance, specialist superannuation advice, and assist in maintaining Australian Taxation Office and regulatory compliance. By saving clients time and streamlining complex processes, financial advice enables business owners and leaders to focus on growth and sustainability.

All ActOn Wealth financial planners are fully qualified with the necessary tertiary degrees, have passed the Australian financial planning exam, and maintain at least 40 hours of Continuing Professional Development (CPD) throughout the year. As a company, we hold our own Australian Financial Services Licence (AFSL) issued by the Australian Securities and Investments Commission (ASIC). 

In addition, we are ourselves a small business, which gives us an innate understanding of and appreciation for the challenges and opportunities experienced by Australian SMEs. 

Financial advisors provide specialist advice on products and services to help clients achieve their financial goals. Business advisors help companies improve operational efficiencies, streamline processes, and grow your business. 

ActOn Wealth is a privately owned boutique financial planning firm in Melbourne. Our number one focus is our clients. We strive to provide an exceptional service to help you achieve financial security and prosperity.
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