Logo of ActOn Wealth featuring the text 'ActOn Wealth' in blue with the tagline 'Act on Your Future' in a smaller font below, set against a clean white background.
Book a Consultation
Home » Knowledge Centre

Financial Knowledge Centre

Talk to an expert

Investing time in learning and improving your financial literacy will payoff when important decisions have to be made. We want to share as much information and knowledge with you to improve your confidence in managing your own economy. 

Our Financial Knowledge Centre is a free library for you to dip in and learn more about wealth creation under your own steam.

Don't hesitate to contact us! our financial advisors will gladly will gladly answer your questions and take you to the next step of your financial education.

Level up your financial skills

Debt Management Strategies

Improve your ability to reduce debt and build a better future. Here we have gathered some additional information to help you understand the financial planning concepts reviewed in the statement of advice on debt management.
  • Debt Management
  • Redraw facility
  • Debt recycling
  • Costs and risks of reverse mortgages

Retirement Income Strategies

At Acton Wealth, we want to empower you with the skills and tools required to save for the future. Here we have gathered additional information to help you understand the concepts discussed in the statement of advice about retirement income.
  • Account Based Pensions
  • Transition to Retirement Pensions
  • Term Allocated Pension
  • Annuities
  • Transfer balance cap
  • Pooled lifetime income streams

Social Security Strategies

These documents cover a range of fundamental concepts to help you understand our statement of advice in relation to social security. Knowing the benefits you can count on according to your particular situation is important as some changes in your status can be unpredictable and others must be planned ahead for in a strategic way.
  • Age Pension
  • Aged Care
  • Disability Support Pension (DSP)
  • DVA Service Pension
  • Gifting
  • Insurance bond in a private trust
  • JobSeeker payment
  • Pensions Income and Assets Tests - Centrelink
  • Strategies to increase Centrelink or DVA entitlements
  • Waiting periods

Risk Protection Strategies

Being protected and secure is fundamental to us all. Here you will find additional information to help you understand the financial planning concepts in our tailored insurance advice.
  • Income Risk Protection
  • Term Life Risk Protection
  • Total and Permanent Disablement - TPD - Risk Protection
  • Trauma or Critical Illness Risk Protection

Superannuation Strategies

Together we can develop an adaptable superannuation strategy that suits you best. To help you understand the financial planning concepts involved, please find below a set of documents discussed in the statement of advice about wealth accumulation (superannuation).
  • Cash out and re-contribute to super
  • Co-contribution
  • Consolidate superannuation
  • Downsizer Super Contribution
  • Early release of super (COVID-19)
  • First home super saver scheme
  • Non-concessional contributions
  • Personal deductible contributions
  • Salary sacrifice
  • Splitting superannuation contributions
  • Spouse contributions
  • Superannuation

Estate Planning

We help you to anticipate and arrange the management and disbursement of your estate in the unfortunate event of incapacity or death. These documents provide further particulars to help you understand the financial planning concepts presented in the statement of advice about estate planning.
  • Advance Care Directive
  • Family Trusts
  • Powers of Attorney
  • Special Disability Trust
  • Superannuation death benefits
  • Testamentary Trusts
  • Wills

Investment Concepts

In this section of our Financial Knowledge Centre, we present some of the essential investment concepts so you can understand the benefits of the financial strategies that we recommend.
  • Asset Allocation
  • Child savings plans
  • Costs and risks of derivatives
  • Costs and risks of direct property
  • Dollar cost averaging
  • Insurance Investment Bonds
  • Investment risks
  • Managed funds
  • Managed Discretionary Accounts (MDA)
  • Separately Managed Account (SMA)
  • Set and maintain a budget

Tax

These documents provide some additional information and guidance to help you improve your tax literacy and understanding of your obligations.
  • Small business CGT concessions
  • Redundancy payments
  • Salary packaging
  • Tax considerations for non-residents
  • Taxation

Business Insurance Strategies

We help you correctly insure your most important business assets. This collection of documents provides further guidance to help you understand and be confident in the financial planning concepts discussed in the business insurance statement of advice.
  • Business Continuation Insurance
  • Business Expenses Insurance
  • Business Succession Agreement and Funding

Gearing

Gearing can come with inherent cost and risk. For gearing to be effective, the overall return from investments should exceed the cost of the loan and other expenses over the life of the investment. These documents provide further counsel to help you understand the financial planning concepts analysed in the statement of advice about gearing.
  • Costs and risks of gearing
  • Costs and risks of gearing into superannuation
  • Costs and risks of margin lending

Self Managed Super

With Self-Managed Super Funds (SMSFs), you're in charge, with us by your side. In this section, we give you added information to help you understand the financial planning concepts discussed in the statement of advice.
  • Commencing an SMSF pension
  • Costs and risks of borrowing by self-administered superannuation funds (SMSF)
  • Key SMSF investment rules
  • Limited Recourse Loan
  • Self managed superannuation funds
  • The SMSF Investment Strategy
ActOn Wealth is a privately owned boutique financial planning firm in Melbourne. Our number one focus is our clients. We strive to provide an exceptional service to help you achieve financial security and prosperity.

14/20 Commercial Road, Melbourne VIC 3004
13000 ACTON ( 1300 022 866 )
contactus@actonwealth.com.au 

Logo for a fundraising initiative showing 'Proudly fundraising' in white text on a red background with 'in support of The Smith Family' in blue, indicating a partnership with The Smith Family charity.
Logo of Accredited Aged Care Professional, featuring a purple background with a white abstract design of three rays expanding from a central point, symbolising expertise and professionalism in aged care.
© Copyright ActOn Wealth 2024. | All Rights Reserved. ABN: 56 619 492 974 Corporate Authorised Representative of National Planning Partners Pty Ltd ABN 25 620 741 326 (Representative No. 1270401) Australian Financial Services License 503734. Squared Home Loans Pty Ltd ACN 162 675 050, Credit Representative 436415 is authorised under Australian Credit Licence 384704.

Quick Links

About Us
Wealth Hub
FSG’s
Knowledge Centre
FAQs
Credit Guides
Privacy Policy
Dispute Resolution Policy and Procedure
Testimonials
News and Resources
Contact us


Graphic displaying customer reviews rating with 5.0 stars from 167 reviews on ProductReview.com.au

Financial Services

Budgeting & Cash-Flow Management
Investment Advice & Wealth Creation
Insurance Advice & Risk Management
Retirement Planning & Superannuation Advice
Self-Managed Superannuation Fund (SMSF)
Property Investment Advice
Ethical Investment Advice
Lending & Finance
Estate Planning Advice

Calculators

Budget Calculator