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Lending & Finance

Flexible lending solutions and highly competitive rates from:
5.74
Borrower rate
7.19
Comparison rate*

Speak to one of our home loan specialists today


*Interest rates are correct as at 01/11/2023 and subject to change at any time. The comparison rate is based on a loan amount of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply and your full financial situation would need to be reviewed prior to acceptance of any offer or product. Loan approval is subject to the banks/lenders credit criteria, and other terms and conditions.

With access to over 30 lenders, let us do the heavy lifting

Researching finance options from various financial institutions can be cumbersome and confusing. We remove the stress and time commitment by providing borrowing advice and managing your submission right through to settlement.

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Get the home loan you deserve, without the headache

Meticulously researched loan structuring
We work with ethical mortgage lenders

Transparent, independent and impartial financial advice

Highly experienced and skilled financial advisors 

Strong industry relationship with over 30 expert lenders

In-home and after-hour appointments 

Ongoing dedicated lending advice and support 

Strategic debt restructuring strategies 

Expert lending that goes beyond simply refinancing

​Some financial planners and mortgage brokers just work through an easy lending and finance list to find what they hope is the best deal for you. Not ActOn Wealth. We provide strategic loan structuring that considers the interest rate along with risk profile, loan maturity and repayment amounts. Our financial plan factors in lending and finance as well as debt restructuring. The difference can be astounding. We’re committed to securing the very best deal for you to not only borrow money but build your wealth.

Contact us for flexible lending solutions

Our flexible lending solutions & services

Loan structuring

Investment lending

First home buyers

Commercial finance

Asset and car finance

Owner-occupier lending

SMSF lending

Self-employed lending

Socially responsible lending

Many Australians now insist on ethically geared investments. If this is important to you, we would be delighted to explore the most socially responsible lenders in the market and provide you with ethical lending options. 

Contact us for the best loan advice in Melbourne

Organise a no-cost, no-obligation meeting with an ActOn Wealth lending expert today!

How have others benefited from our lending assistance?

Frequently asked questions

We can help can save you money by finding loans with competitive interest rates and terms that match your financial circumstances. Our Melbourne mortgage brokers are committed to identifying the most cost-effective solutions for you.

Yes, we are regulated by industry standards and laws to ensure ethical practice. As a leading mortgage brokerage in Melbourne, we adhere to these regulations to deliver trustworthy service.

Typically, professional brokers earn a commission from lenders for loans arranged. For specifics, consult with our team to understand our transparent fee structure.

Fixed-rate mortgages have constant interest rates, while variable-rate mortgages' interest rates may fluctuate. Our mortgage brokers in Melbourne can help you understand which option suits your needs best.

 

The time it takes can vary based on different factors, including your financial situation and the lender's process. Our team provides timely services to ensure your experience is as smooth as possible.

Entering this world can seem daunting, but with the right professionals by your side, you'll be equipped to make well-informed decisions.

Consider their experience, knowledge of various loan products, and customer service reputation. Our team is dedicated to offering tailored, client-focused services.

 

We can enhance your loan approval chances by helping you present a strong application and matching you with suitable lenders. Our team has a proven track record in facilitating successful loan applications.
 

Definitely. We can offer advice on various loan features, including offset accounts, helping you understand their benefits and potential suitability. Our team strives to provide comprehensive mortgage advice tailored to your needs.
 

We can provide advice on managing loan repayments and dealing with potential defaults. At our Melbourne-based brokerage, we offer support and guidance to help you manage your mortgage effectively.
 

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ActOn Wealth is a privately owned boutique financial planning firm in Melbourne. Our number one focus is our clients. We strive to provide an exceptional service to help you achieve financial security and prosperity.
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© Copyright ActOn Wealth 2024. | All Rights Reserved. ABN: 56 619 492 974 Corporate Authorised Representative of National Planning Partners Pty Ltd ABN 25 620 741 326 (Representative No. 1270401) Australian Financial Services License 503734. Squared Home Loans Pty Ltd ACN 162 675 050, Credit Representative 436415 is authorised under Australian Credit Licence 384704.