Shannon Cramer

Putting Aged Care Costs into Perspective

Shannon Cramer September 6, 2024 No Comments

A growing number of Australians are encountering the challenges of assisting elderly relatives with the move into aged care. One of them is David. Recently, he had to help his…

What Really Drives Interest Rates?

Shannon Cramer September 6, 2024 No Comments

The Reserve Bank of Australia (RBA) and the major trading banks may play the most visible role in setting interest rates, but in many cases they are being reactive rather…

Will There Always Be an Age Pension?

Shannon Cramer September 6, 2024 No Comments

With all of the talk about the need to be self-sufficient in retirement it’s not surprising that many people assume that the government-funded age pension will be phased out altogether…

3 Ways to Save for Your Children’s Education

Shannon Cramer September 6, 2024 No Comments

If you are a parent you are fully aware that the cost of private education is continually rising, with some schools charging fees of up to $20,000 a year, sometimes…

The Cost of Raising Children – How to Plan For Your Family

Shannon Cramer September 6, 2024 No Comments

We have several parents within our ActOn Wealth team, so we know first-hand what a joy it is to have children. However, we also know the little terrors come with…

Learning About Cryptocurrency

Shannon Cramer September 6, 2024 No Comments

Cryptocurrency has been a hot topic for some time now. Although we don’t professionally work in this space (so nothing in this article is advice or a recommendation to invest),…

Placing Your Family Wealth in a Trust

Shannon Cramer July 25, 2024 No Comments

The basic function of a trust is to separate control and ownership. The result of using a trust is that assets are protected and profits are distributed in the most…

10 Common Financial Mistakes Before Retirement

Shannon Cramer July 25, 2024 No Comments

Many of us would like to think that ‘older’ means ‘wiser’, but when it comes to money that isn’t always the case. The complexity of Australia’s superannuation and pension systems…

Renovating? Be Careful Not to Over-Capitalise

Shannon Cramer July 25, 2024 No Comments

Perhaps due to the popularity of do-it-yourself (DIY) television programs, home renovations are big business. The rewards are there, but watch out for the hidden costs. Australians in increasing numbers…

The Art of Downsizing

Shannon Cramer July 25, 2024 No Comments

The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it…

Author: Shannon Cramer