Alex Bernshteyn

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Should I Pay Off My Mortgage or Contribute to Super?

Alex Bernshteyn September 6, 2024 No Comments

One of the most popular questions we are asked by our clients is whether it’s best to pay off their mortgage first or salary sacrifice money into their super fund…

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DIY Insurance – Is It Right for You?

Alex Bernshteyn September 6, 2024 No Comments

Research shows that Australians are under-insured which has led to the proliferation of television advertisements promoting personal insurance cover. Are these quick and easy plans suitable for your family? Research…

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The Upside of a Down Market

Alex Bernshteyn September 6, 2024 No Comments

Most people view share market downturns as unequivocally bad events. Suddenly, hard earned savings aren’t worth as much as they were yesterday. It seems as if our money is evaporating,…

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The Tax Effect on Deceased Estates

Alex Bernshteyn September 6, 2024 No Comments

Although death duties were abolished in Australia many years ago, a number of tax issues remain which must be handled effectively by legal personal representatives (LPR) such as the administrators…

Stacks of gold coins sheltered under a large red umbrella on a bright blue background.

Trauma Insurance Fills the Gaps

Alex Bernshteyn September 6, 2024 No Comments

According to an Australian Bureau of Statistics report published in September 2019, cancer is the most common cause of death in Australia accounting for more than 32,000 fatalities in 2018.…

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Debt Recycling

Alex Bernshteyn September 6, 2024 No Comments

Debt recycling is the process of replacing mortgage debt (non-tax deductible), with investment debt (tax deductible). This strategy may enable you to start building wealth while you are still paying…

Illustration of the text 'ETF' with small animated characters and financial icons, representing the concept of Exchange Traded Funds.

A Complete Guide To Exchange Traded Funds (ETFs)

Alex Bernshteyn September 6, 2024 No Comments

If you’re already an investor, or you’ve been thinking about starting to build a portfolio, then you’ve probably run into a discussion about how to invest in ETFs (Exchange-Traded Funds).…

Close-up view of a computer screen displaying multiple financial charts and graphs with various colored lines indicating market trends.

How Can I Invest Safely In The Stock Market?

Alex Bernshteyn September 6, 2024 No Comments

Buying shares is where many investors decide to start their journey. With more than a third of Australians owning investments on the exchange, exploring wealth-building through the stock market is…

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Should I Pay Off My Mortgage or Invest?

Alex Bernshteyn September 6, 2024 No Comments

In Australia we’re conditioned to pay off our mortgage as soon as possible, aren’t we? Our culture drills into us from a young age – buy a house, pay off…

Digital interface with the text 'REIT' and icons representing real estate investment, with a hand interacting with the display.

A Complete Guide To Real Estate Investment Trusts (REITs)

Alex Bernshteyn September 6, 2024 No Comments

Clients often ask us what is a Real Estate Investment Trust and how it might benefit their investment portfolio. REITs are a particularly attractive opportunity for those seeking a steady-stream…

Author: Alex Bernshteyn