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Navigate Tough Times With Your Wealth Wingman

Updated: Jul 3

The homebuying landscape has changed drastically in the past year, and even more so within the last six months.

The residential property market in Australia has seen unprecedented growth, surpassing a total value of $10 trillion - an all-time high. The capital cities have passed their peak growth rate and inflation is steadily rising, making it essential to secure your financial future.

Unfortunately, this comes with other increasing costs such as living expenses - you'd know if you've tried to buy iceberg lettuce for under $10! In this rapidly changing market, it is important to stay informed and make wise decisions when looking at home buying.

With the December 2022 quarter inflation sitting high at 7.8 per cent, every purchase needs careful consideration. We understand that navigating these complex developments can be difficult, so it is important to take the time to understand your options.

Providing More Options

When you meet with us, you’ll be able to learn and access a variety of lending options and loans. With interest rates increasing, it's important to assess the best option for your current situation and long-term financial goals. We can provide expert advice to assist you in making an informed decision by structuring a loan that is tailored to your specific financial needs.

Our strategic approach considers the interest rate, risk profile, loan maturity and repayment amounts associated with the loan whilst our financial plans factor in lending, finance and debt restructuring.

We will provide you with tailored advice to help you select the best loan for your individual circumstances. Our team have access to numerous loans from a panel of lenders, allowing us to compare and find the option that fits your needs best.

Whatever type of loan you are looking for, we can help guide you through the process so that you make an informed decision. With our expertise, you can be rest assured that you will be getting a competitive loan deal that meets your requirements.

Navigating complex circumstances

Navigating complex financial situations can be overwhelming. However, with the right information and resources at your disposal, you can make sound decisions that will benefit your finances in the long run. We strive to provide readers with up-to-date and reliable knowledge in a concise, formal way so they can confidently address any financial issue.

Our team of ActOn Wealth Advisors will provide you with the most current information, so you can tackle any financial circumstances. Some common barriers that we can assist you in navigating include:

  • Poor credit history

  • Non-existent credit score: For younger buyers, this issue is due to not having a credit card or not having preciously taken out a loan

  • Irregular employment can increase the complexity of getting a loan

  • Complex portfolio: For example, our team can provide guidance on how to save on interest rates if you have multiple properties

Adding Value

Our team can provide assistance with all your loan needs, no matter how simple or complex, including adding value for straight forward loans. With access to a wide range of deals and our extensive knowledge of finance, we act as a bridge between you and the bank – offering helpful advice on getting the best possible deal.

We are here to save you time, effort and reduce frustration, so you don’t have to wait on the phone listening to the banks hold music or struggle to get answers to your questions. We’ll be with you throughout the process from A-Z and beyond, doing all the heavy lifting for the best outcome for you.

Reach Out to a Wealth Management Advisor Today!

From the initial purchase of your property, we can be with you every step of the way for the lifetime of your loan. We'll provide guidance and advice when you need it, and help you out with any future finance needs.

As your circumstances and the financial environment changes, our wealth advisors will make sure that your loan is tailored to fit both your current and future needs, helping give you the peace of mind that comes with a secure financial future.

Contact us today so we can help you take advantage of Australia's booming property market and navigate any challenges, such as rising interest rates. Whether you're buying your first home or investing in your future, our team is ready to set you up for success!

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