With so much uncertainty surrounding who now has more control over setting mortgage interest rates - the Reserve Bank or the banks - it m...

When most people think about financial planning they tend to focus on the wealth creation side of things, but often forget about the weal...

Whether it’s doing up the bathroom or kitchen, or adding an entire new wing to the house, some focused planning will help your home renov...

It’s a common misconception that mortgage offset accounts are loan products when in fact they are savings accounts sitting within a mortg...

As a hard-working small business owner you've spent years building your own livelihood and now, for whatever reason, you've decided the t...

With Australia’s age pension being subject to an assets and income test, a simple way for part-pensioners to increase their pension payme...

The term ‘Annuity’ is often mentioned in the financial press, but what actually are annuities and how do they work in practice? The word ...

A growing number of Australians are encountering the challenges of assisting elderly relatives with the move into aged care. One of them ...

It is important to be aware of exactly when and how you can access your super, and what you can do in the meantime to make sure it is wor...

Outlook for Investment Markets While equity markets have generally recovered from their coronavirus-affected lows in late March, the prog...

There isn't a single person in the world who hasn't been impacted by COVID-19. As new case numbers start to slow in Australia, so too is ...

If you have borrowed money, whether as a loan or even signed a mobile phone contract, you have earned yourself a credit history. Each tim...

Defined benefit funds are superannuation funds where members' contributions are pooled instead of being allocated to particular fund memb...

Concentration risk. No, it’s nothing to do with thinking too hard about something. In fact, it’s more likely to be a result of not paying...

Most people view share market downturns as unequivocally bad events. Suddenly, hard earned savings aren’t worth as much as they were yest...

Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ulti...

It’s not uncommon for business owners to take short, irregular holidays because they don’t have the support to keep their business runnin...

Research shows that Australians are under-insured which has led to the proliferation of television advertisements promoting personal insu...

Over the last 100 years global share markets have experienced many major set-backs, including the Great Depression of the 1930s, several w...

Ready to make the leap from renting to buying a home? Well, before you begin the search for your perfect home there are lots of questions...